A simpler way to care for your household’s money.
Padua exists to bring clarity, steady habits, and real human support to individuals and families who want to steward their resources with intention.
The people behind the work
You will not be handed off to an app.
Padua provides real financial coaches who touch every transaction to help you build a better financial foundation.
Founder
Michael Shemer
Helping families create a foundation for financial peace.
After 4.5 years of personal finance conversations with households through the Knights of Columbus, Michael started Padua so individuals and families could get what the industry is missing: a closely managed budget they can actually keep and a real plan to increase savings...all conducted primarily by a human, and then supplemented with powerful tools and technology.
He left a career with the Knights of Columbus while he and his wife were expecting their fourth child, because he believed households needed a different kind of help than what product conversations could provide. The current industry is not built to reward the slow, diligent work of making a budget, maintaining it, and simultaneously funding an emergency reserve — and that is exactly what many families need.
If “finances” have lived on your to-do list for months, if you have tried and dropped financial tools, or if your financial roadmap feels foggy, Michael started Padua to help you accomplish these things effortlessly. With Padua, a real person reviews your expenses, your client information stays confidential, and your money will work for your vocation and your current season of life.
Our Approach
Padua is not a financial tool that will leave you alone with spreadsheets and anxiety. With Padua, individual financial coaches touch every transaction and become intimately familiar with your financial goals and habits. We then combine secure technology to help you visualize your cash flow clearly, helping you notice patterns, make practical adjustments, and help you stay on the narrow path as life changes.
We focus on budgeting, cash-flow clarity, and debt payoff coaching. The gentle guidance from our professionals is educational and behavioral, designed to reduce complexity and help households build financial habits rooted in the practices of stewardship and prudence.
Who Padua Is For
Padua is built for individuals, engaged and newly married couples, and growing families who want more than a financial tool. Whether you are already disciplined and simply want less on your plate, or if you feel like the road ahead is covered in fog, Padua offers a level of support that fits your needs.
We serve people who value intentional guidance and prefer real conversation and guidance over automation.
What Guides Us
Clarity
Seeing cash flow clearly is the beginning of better decisions.
Accountability
Steady, personalized support helps good intentions become lasting habits.
Stewardship
Money is a tool for the good of the household and those we care for.
If this approach resonates, let’s talk.
Padua serves individuals and families who want budgeting support and guidance from real counselors. A short conversation can help clarify if our team is the right fit for you.